Personal Loan in Delhi NCR

Get the best Personal Loan offers from multiple lenders in Delhi NCR for all your financial needs

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  • Collateral FreeGet a Loan without pledging any assets
  • Multiple OffersCompare and choose the best offer
  • Paperless ProcessCompletely digital process with no physical documents required.
  • Instant DisbursalWe offer quick processing and instant disbursals
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Personal Loan Eligibility

  • To be at least 21-years old
  • A healthy credit history
  • A salaried or self-employed individual
  • Net monthly (take-home) income >= 10,000 in your bank account
  • ₹26,000 Cr+ Loan processed
  • 4,00,000+ Satisfied customers
  • 18,000+ Pincodes

Lending Partners for Personal Loan

Other Locations for Personal Loan

Rupyy currently provides Personal Loan across 19000+ pin codes in India.

  • Loan against car in AhmedabadAhmedabad
  • Loan against car in BangaloreBangalore
  • Loan against car in BhubaneswarBhubaneswar
  • Loan against car in ChandigarhChandigarh
  • Loan against car in ChennaiChennai
  • Loan against car in CoimbatoreCoimbatore
  • Loan against car in Delhi NCRDelhi NCR
  • Loan against car in GuwahatiGuwahati
  • Loan against car in HyderabadHyderabad
  • Loan against car in IndoreIndore
  • Loan against car in JodhpurJodhpur
  • Loan against car in JaipurJaipur
  • Loan against car in KochiKochi
  • Loan against car in KotaKota
  • Loan against car in LudhianaLudhiana
  • Loan against car in LucknowLucknow
  • Loan against car in MumbaiMumbai
  • Loan against car in MysoreMysore
  • Loan against car in MangaloreMangalore
  • Loan against car in MaduraiMadurai
  • Loan against car in NagpurNagpur
  • Loan against car in PunePune
  • Loan against car in RajkotRajkot
  • Loan against car in SuratSurat
  • Loan against car in VadodaraVadodara
  • Loan against car in VisakhapatnamVisakhapatnam

In Delhi NCR, personal loans typically commence at an annual interest rate of 11% onwards. These loans are designed for flexible repayment over a span of up to 5 years, with borrowing limits extending up to 5 lakhs or potentially more.

For individuals seeking financial assistance in Delhi NCR, these personal loans present an attractive option due to their competitive interest rates and extended repayment terms. Borrowers can access amounts ranging from 5 lakhs to potentially higher, providing a substantial financial cushion for various needs.

Types of Personal Loan

  • instantloan

    Instant Personal Loans

    are usually pre-approved loans with instant disbursals. These loans are usually offered by banks and NBFCs to their select customers on the basis of their credit

  • shorttermloan

    Short-term Personal Loans

    have short repayment periods ranging from a few days to 12 months.

  • pre-approveloan

    Pre-approved Personal Loans

    are usually offered by banks and NBFCs to their existing customers on the basis of their credit history, income, employer’s profile, etc.

  • personalloan

    Personal Loan for Education

    is for individuals requiring funds for pursuing higher education in India and abroad, vocational courses, etc., and are unable to get a conventional education loan.

  • balancetransfer

    Personal Loan Balance Transfer

    facility allows borrowers to transfer their outstanding personal loan to a new lender for lower interest rates or better loan terms. However, opt for this facility only when the savings made through the transfer outweighs the cost of the loan transfer.

  • op-up

    Personal Loan Top Up

    is offered to existing personal loan borrowers who need additional funds to meet their financial requirements. This loan facility is usually offered to select borrowers having satisfactory loan repayment history and/or have completed a specified number of EMIs.

  • Consumerloan

    Consumer Durable Loans

    can be used to purchase any consumer durable items like smartphones, furniture, microwave, etc. The purchase amount gets divided into EMIs and can be repaid within the tenure decided. Some products may require a down payment or a processing fee while others may not.

Frequently Asked  Questions

What are the documents required for a Personal loan?
What happens if I can't repay my personal loan?
Can I repay my personal loan early?
How long does it take to get a personal loan approved with Rupyy?
What is the maximum amount I can borrow with a personal loan?

Disclaimer: Rupyy is an online loan aggregator and is authorized to provide services on behalf of its lending partners. The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing. This includes the rate of interest as well as the processing fees, documentation fees and other fees charged during the loan process. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges. The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.