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Loan Against Car
Fund your business needs, travel plans, education, marriage or any personal goalsWhy choose Rupyy?
Digital lending
Paper-less, digital, hassle-free process.
Quick Processing
Loans that can be processed in less than 2 days.
Lower ROI than Personal loans
ROI on loan against used car less than ROI on personal loans.
Flexible Loan Tenure
Flexible Loan repayment tenure that can be negotiated.
Loan Against Car Eligibility
You are eligible to avail a car loan if you meet the below criteria
For Salaried Individuals
Individuals who are a minimum of 21 years of age at the time of applying for the loan, and no older than 60 at the end of the loan tenure- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
- Those who earn a minimum of ₹ 2,50,000 per year, including the income of the spouse.
- Individuals who own a car and have paid at least 12 EMIs if there is an active loan on their car.
For Self-employed Individuals
- Individuals who are a minimum of 25 years of age at the time of applying for the loan, and no older than 60 at the end of the loan tenure.
- Individuals who have been in business for minimum 2 years.
- Those who earn a minimum of ₹2,50,000 per year.
- Individuals who own a car and have paid at least 12 EMIs if there is an active loan on their car.
Documents required for loan against car
You need to submit the following documents for processing your application- KYC documents (Valid Photo ID Proofs)
- PAN Card
- Last 2 years ITR as proof of income (for self-employed individuals)
- Salary Slip (latest 3 months)
- Salary account statement(latest 6 months)
- Signature Verification Proof
- Registration Certificate of the car
- Loan track (if there is an active loan on the car)
Avail loan in 4 simple steps
1
Submit your details
Fill your details on our platform
2
Check eligibility
Check your eligibility based on details submitted
3
Upload documents
Verify your identity
4
Leave the rest to us
Loan disbursal process initiated
Locations for Loan Against Car
Rupyy currently provides Loan against car across 22 other cities in India.
Ahmedabad
Bangalore
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Delhi NCR
Guwahati
Hyderabad
Indore
Jodhpur
Jaipur
Kochi
Ludhiana
Lucknow
Mumbai
Mysore
Nagpur
Pune
Surat
Vadodara
Visakhapatnam
Lending Partners
FAQ's
What is loan against car?
Loan against car is an easy and hassle free loan offered against your car. It is an excellent option if you need funds quickly for any other financial requirement. Loan against car gets you a secured loan without having to mortgage any other asset.
Why should I take a loan against car?
Loan against car is an easy way to get cash instantly. The loan can be utilized for almost any purpose. The tenures are pretty convenient and interest rates offered are lower than Personal Loans. Also, you get this loan amount on your existing car loan; hence it entails lesser documentation and easier processing when compared to a fresh loan.
What happens if I am already running a car loan on my car?
If you have paid more than 12 EMIs on your existing car loan, we have exciting Loan against car offers from India's leading auto loan financiers. Just fill up the form on the website to start your Loan against car application and we will help you get your loan.
What if I don’t have a loan running on my car?
If you own a car, we have a loan offer for you! In case you have closed your loan in recent 3 months, we will use your car loan track record to generate offers for you. In case you have closed before 3 months, we can still offer you loan against car basis your income & repayment details.If you have never availed a loan on your current car, we can also get you a refinance loan against the same car.
What will be the RTO charges and who will bear them?
RTO charges vary from case to case and will be communicated to you by Rupyy executive after loan approval. Respective charges will be directly withheld from your disbursed loan amount by us.
Ready to get started?
We are here to help you find the best Interest rate for your
Loan Against Car
Your one-stop shop for all finance needs. Avail 100% paperless loan in less than 24 hours.Address : Gaadi Web Private Limited, 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122 102, Haryana, India.
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is a used car loan product that is financed by Girnar Capital Pvt. Ltd. (Formerly known as Khemlani Finance Pvt. Ltd.).Girnar Capital Pvt. Ltd. is an RBI registered NBFC.
