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OTO Two Wheeler Loan
OTO two wheeler loan offers quick and affordable financing to help you purchase your dream bike or scooter with ease. With competitive interest rates starting from 8.99% p.a., flexible EMIs, and up to 100% on-road price funding, the OTO bike loan is ideal for salaried and self-employed individuals. You can apply online with minimal documentation and enjoy instant loan approval. Whether you're buying a commuter bike or a premium motorcycle, OTO makes the loan process simple and hassle-free.
Why Choose OTO for a Two Wheeler Loan
When it comes to financing your dream bike or scooter, OTO stands out for its customer-first approach, digital innovation, and strong market reputation.
Trusted by Millions
OTO is trusted by millions of customers who rely on its expertise and customer-first approach.
Customized Solutions
OTO offers tailored loan solutions for everyone—salaried or self-employed.
Faster Approvals
With OTO, you can enjoy faster loan approval processes with minimal documentation.
Transparent Process
OTO ensures a transparent, simple loan process, keeping you informed about your loan status.
OTO Two Wheeler Loan Interest Rate & Charges Details
Features & Benefits of OTO Two Wheeler Loan
Low Interest Rates
Ride smart with low two-wheeler loan rates.
100% on-road price funding
Finance your bike’s full on-road cost easily.
Instant eligibility check and approval
Check loan eligibility and get instant bike loan approval.
Flexible Repayment Tenure
Repay your two-wheeler loan at your pace.
Low EMI Options
Affordable EMIs make your dream bike a reality.
Minimal Down Payment
Own your dream bike with low upfront cost.
Prepayment Facility
Close your two-wheeler loan early, pay less interest.
Special Offers for Women
Exclusive bike loan benefits designed for women riders.
Popular Bikes Financed by OTO
Honda Activa 6g
A reliable and fuel-efficient scooter, perfect for smooth and comfortable daily city commutes.
Royal Enfield Classic 350
A timeless motorcycle loved for its vintage style, rugged build, and long-lasting durability.
Bajaj Pulsar NS200
A sporty naked street bike ideal for thrill-seekers, offering powerful performance and sharp handling.
Eligibility Criteria for OTO Two Wheeler Loan
Documents Required
For Salaried Individuals
- KYC documents (Aadhaar, PAN)
- Latest 3 months' salary slips
- Bank statement (last 6 months)
- Employment proof
For Self-Employed
- KYC documents
- Income proof (ITR/Form 16)
- Business address proof
- Bank statements
Avail loan in 4 simple steps
1
2
Select your loan offer
Choose from available offers
3
Complete instant V-KYC online
Verify your identity
4
Get your loan disbursed
Submit application
OTO Two Wheeler Loan Calculator
Quickly calculate your bike loan EMIs
- Calculate your monthly EMIs using the online EMI calculator
- Enter loan amount, interest rate, and tenure to estimate EMIs instantly
- Helps in better financial planning
Get Your Dream Bike Today
Calculate your EMI instantly with rates starting from 10.5% per annum.
Calculate Your EMI Now
Contact Detailsof OTO
OTO Customer Care
Numbers (India)
093720 81131
Email Support
General Banking
support@otocapital.in
WhatsApp Banking
Save +91 7070022222
Send “Hi” to start.
Available 24x7 for over 200 banking services.
Frequently Asked Questions
What is the minimum CIBIL score required for a OTO two wheeler loan?
Can I get 100% financing from OTO for a bike loan?
What is the EMI for ₹80,000 bike loan from OTO for 3 years?
Can I get 100% financing for a two-wheeler loan from OTO?
Is there a guarantor required for OTO two-wheeler loan?
