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IDFC Two Wheeler Loan
IDFC two wheeler loan offers quick and affordable financing to help you purchase your dream bike or scooter with ease. With competitive interest rates starting from 9% p.a., flexible EMIs, and up to 100% on-road price funding, the IDFC bike loan is ideal for salaried and self-employed individuals. You can apply online with minimal documentation and enjoy instant loan approval. Whether you're buying a commuter bike or a premium motorcycle, IDFC makes the loan process simple and hassle-free.
Why Choose IDFC for a Two Wheeler Loan
When it comes to financing your dream bike or scooter, IDFC stands out for its customer-first approach, digital innovation, and strong market reputation.
Trusted by Millions
IDFC is trusted by millions of customers who rely on its expertise and customer-first approach.
Customized Solutions
IDFC offers tailored loan solutions for everyone—salaried or self-employed.
Faster Approvals
With IDFC, you can enjoy faster loan approval processes with minimal documentation.
Transparent Process
IDFC ensures a transparent, simple loan process, keeping you informed about your loan status.
IDFC Two Wheeler Loan Interest Rate & Charges Details
Features & Benefits of IDFC Two Wheeler Loan
Low Interest Rates
Ride smart with low two-wheeler loan rates.
100% on-road price funding
Finance your bike’s full on-road cost easily.
Instant eligibility check and approval
Check loan eligibility and get instant bike loan approval.
Flexible Repayment Tenure
Repay your two-wheeler loan at your pace.
Low EMI Options
Affordable EMIs make your dream bike a reality.
Minimal Down Payment
Own your dream bike with low upfront cost.
Prepayment Facility
Close your two-wheeler loan early, pay less interest.
Special Offers for Women
Exclusive bike loan benefits designed for women riders.
Popular Bikes Financed by IDFC
Honda Activa 6g
A reliable and fuel-efficient scooter, perfect for smooth and comfortable daily city commutes.
Royal Enfield Classic 350
A timeless motorcycle loved for its vintage style, rugged build, and long-lasting durability.
Bajaj Pulsar NS200
A sporty naked street bike ideal for thrill-seekers, offering powerful performance and sharp handling.
Eligibility Criteria for IDFC Two Wheeler Loan
Documents Required
For Salaried Individuals
- KYC documents (Aadhaar, PAN)
- Latest 3 months' salary slips
- Bank statement (last 6 months)
- Employment proof
For Self-Employed
- KYC documents
- Income proof (ITR/Form 16)
- Business address proof
- Bank statements
Avail loan in 4 simple steps
1
2
Select your loan offer
Choose from available offers
3
Complete instant V-KYC online
Verify your identity
4
Get your loan disbursed
Submit application
IDFC Two Wheeler Loan Calculator
Quickly calculate your bike loan EMIs
- Calculate your monthly EMIs using the online EMI calculator
- Enter loan amount, interest rate, and tenure to estimate EMIs instantly
- Helps in better financial planning
Get Your Dream Bike Today
Calculate your EMI instantly with rates starting from 10.5% per annum.
Calculate Your EMI Now
Contact Detailsof IDFC
IDFC Customer Care
Toll-Free Numbers (India)
1800 10 888
Email Support
General Banking
banker@idfcfirstbank.com
WhatsApp Banking
Save +91 9555555555
Send “Hi” to start.
Available 24x7 for over 200 banking services.
Frequently Asked Questions
What is the minimum CIBIL score required for a IDFC two wheeler loan?
Can I get 100% financing from IDFC for a bike loan?
What is the EMI for ₹80,000 bike loan from IDFC for 3 years?
Can I get 100% financing for a two-wheeler loan from IDFC?
Is there a guarantor required for IDFC two-wheeler loan?
