What is the starting interest rate for an HDFC Two-Wheeler Loan?

The starting rack interest rate is from 14.50% per annum. However, actual rates offered can vary based on your profile and the type of two-wheeler.

How much loan amount can I get?

You can avail financing for up to 100% of the on-road price of the vehicle on select models.

What is the typical repayment tenure for the loan?

The repayment tenure typically ranges from 12 to 48 months.

Is there any processing fee applicable?

Yes, a processing fee of up to 2.5% of the loan amount may be applicable. However, there might be waivers or specific offers, so please check with HDFC Bank.

Do I need to be an existing HDFC Bank customer to apply for this loan?

No, both existing and new customers can apply for the HDFC Two-Wheeler Loan. However, existing customers may be eligible for certain benefits.

Can I prepay my HDFC Two-Wheeler Loan?

Yes, prepayment options are usually available after a certain period. Prepayment charges may apply as per the bank's policy.

What documents are generally required to apply for the loan?

Typically, you will need identity proof, address proof, and income proof documents. Specific requirements will be communicated during the application process.

How can I calculate the Equated Monthly Installment (EMI) for my loan?

HDFC Bank usually provides an EMI calculator on their website, where you can input the loan amount, interest rate, and tenure to calculate your estimated monthly payment.

HDFC Two-Wheeler Loan Interest Rate

Why Choose HDFC Bank for Your Two-Wheeler Loan?

High Funding

Get financing for up to 100% of the on-road price of your desired two-wheeler (on select models).

Flexible Repayment Tenure

Choose a repayment period that suits your financial situation, ranging from 1 to 4 years.

Minimal Paperwork

We aim for a hassle-free experience with minimal documentation required.

Transparent Charges

We ensure complete transparency with all loan-related charges communicated upfront.

Competitive Interest Rates

Benefit from our attractive interest rates, designed to make your EMIs affordable. Existing HDFC Bank customers might be eligible for special rates.

Quick and Hassle-Free Process

Enjoy a smooth loan application and disbursal process. Pre-approved customers can get approvals in as little as 15 minutes!

Convenient Online Application

Apply for your loan from the comfort of your home through our online portal.

Extensive Branch Network

Access our loan services through our wide network of over 3000 branches across India.

Eligibility Criteria

To be eligible for an HDFC Bank Two-Wheeler Loan, you generally need to meet
the following criteria:

You should be a resident of India.
You should meet the minimum and maximum age criteria (typically 21 to 60 years).
You should have a stable source of income (salaried or self-employed).
You will need to provide valid KYC documents (ID and address proof) and income proof. Specific requirements may vary; please check with the bank.

ExploreOur Range of Two-Wheeler Loan Options

No matter what kind of two-wheeler you are dreaming of, HDFC Bank likely has a loan solution for you.

Scooters

Ideal for city commuting, get a loan for the latest scooters from various manufacturers.

Motorcycles

From entry-level bikes to premium commuter motorcycles, finance your ride with HDFC Bank.

Superbikes

We also offer specialized loan options for high-end superbikes with potentially different interest rate structures.

EV Bikes

HDFC Bank offers electric two-wheeler loans with lower rates under select schemes.

HDFC Bank Two-Wheeler Loan Interest Rates

Understanding HDFC Two-Wheeler Loan Interest Rates