IDBI Bank Personal Loan:

Apply with Lowest Interest Rates & EMIs

Unlock the financial support you need with Rupyy personal loans offering the best interest rates and flexible EMIs. Apply for a personal loan of Rs 25,000 - Rs 5 Lakhs with ease and enjoy lower interest rates along with flexible loan tenures of 1 - 5 years. Apply now to manage your financial requirements effortlessly.

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Instant Loan
Determine Your IDBI Bank Personal Loan EMI Online
Loan Amount
   50,000 25,00,000 
Duration of Loan
Years
1
 1  Years Years 5
Interest Rate*i
*Rate of interest can vary subject to credit profile. Loan approval is at the sole discretion of the finance partner.
(P.A.)
%
 10  % % 30
EMI PER MONTH
₹4,396
Principal Loan Amount₹50,000
Interest Amount₹2,752
Payable Amount₹52,752

Loan Details for IDBI Bank Personal Loan

Interest Rate
11% - 15.5% p.a.
Loan Amount
Rs 25,000 - Rs 5 Lakhs
Tenure
1 - 5 years
Processing Fees
1% of loan amount (maximum of Rs 2500)

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates?
What is it that you need. We have it all.

Apply Now for Personal Loan Online Instantly

Apply for a personal loan online today to pave your way to financial freedom. A personal loan is your go-to solution for financial needs such as weddings, vacations, home renovations, or unexpected emergencies like medical procedures. Keep your financial worries at bay with an easy and instant personal loan.

Ensure quick and easy access to funds through a seamless loan application process with easy EMI options and low-interest rates.

Documents Required for IDBI Bank Personal Loan

Ensure your loan application form is accompanied by:

  • right-arrowDuly filled application form with Photograph
    right-arrowIdentity proof: Passport/Aadhaar card/PAN Card/Driving License
    right-arrowAddress proof: Passport/Rental agreement/Utility bills/Voter ID
    right-arrowIncome proof: Bank statements and salary stubs for the last 3 to 6 months

    • Step-by-Step Guide to Apply for Personal Loan at Rupyy

    Step 1

    Visit our Website

    Go to www.rupyy.com.

    Step 2

    Navigate to the Personal Loan Section

    On the homepage, locate and click on the "Personal Loans" tab.

    Step 3

    Fill in the Application Form

    You will be directed to an application form. Please fill in the required personal, financial, and employment details accurately.

    Step 4

    Review and Submit

    • Double-check all the information and documents provided.
    • Click on the “Submit” button to complete your application.

    Step 5

    Verification Process

    Our team will review your application and documents. You may be contacted for any additional information or clarification.

    Step 6

    Approval and Disbursement

    • Once approved, you will receive a confirmation email.
    • The loan amount will be disbursed to your provided bank account.

    Advantages of Choosing Rupyy for Personal Loan:

    1
    Collateral Free

    Collateral Free

    Get a Loan without pledging any assets

    2
    Multiple Offers

    Multiple Offers

    Compare and choose the best offer

    3
    Paperless Process

    Paperless Process

    Completely digital process with no physical documents required.

    4
    Instant Disbursal

    Instant Disbursal

    We offer quick processing and instant disbursals

    For any assistance during the application process, feel free to contact our customer support team at support@rupyy.com

    Contact Details of IDBI Bank for Personal Loan

    Call
    E-mail
    1800-209-4324
    1800-22-1070

    Get the funds you need today!

    Flexible Terms? or Quick Approval? or Low Interest Rates?
    What is it that you need. We have it all.

    Frequently Asked Questions

    How do I choose the best personal loan offer?
    Can I apply for a personal loan jointly with someone else?
    How is the EMI for a personal loan calculated?
    What is the eligibility criteria for a personal loan?
    What is the difference between a fixed and floating interest rate on a personal loan?
    Is collateral required for a personal loan?
    What happens if I miss an EMI payment?
    Can I use a personal loan for any purpose?
    How does my credit score affect my personal loan application?
    How long does it take to get a personal loan approved?
    Can I prepay my personal loan?
    What is the typical tenure for a personal loan?
    How much can I borrow with a personal loan?
    What is a "Debt-to-Income Ratio" and how does it affect my personal loan application?
    What does "Loan Amortization" mean?