Features and Benefits
Upto 100% loan
Upto 100% on-road funding
RC Transfer
Hassle free RC Transfer and end-to-end Support
Attractive car loan interest rates
Comparable EMIs with multiple offers
Quick Approvals
Instant eligibility check and completely digital process
Avail loan in 4 simple steps

Submit your details
Fill your details on the platform

Select your loan offer
Choose from available offers

Complete instant V-KYC online
Verify your identity

Get your loan disbursed
Submit application
Used Car Loan Eligibility
You are eligible to avail a car loan if you meet the below criteria
For Salaried Individuals
- Individuals who are at least 21 years old at the time of loan application and no older than 60 at the conclusion of the loan term
- Individuals who have worked for at least two years, including at least one year with their present employer
For Self-employed Individuals
- Individuals who are at least 25 years old at the time of application and no older than 65 at the conclusion of the loan term are eligible.
- Those who have been in operation for at least two years
Documents Required for second hand car loan
For Salaried Individuals
KYC documents (Valid Photo ID Proofs)
PAN Card
Salary Slip (latest 3 months)
Salary account statement(latest 6 months)
Signature Verification Proof
Registration Certificate of the car
For self employed individuals
KYC documents (Valid Photo ID Proofs)
PAN Card
Last 2 years ITR as proof of income
Salary account statement(latest 6 months)
Signature Verification Proof
Registration Certificate of the car
Types of Used Car Loan
Used Car Purchase
Chose your car and in need of prompt funds? Opt for our fast and hassle-free used car loan.Refinance
Require funds? A car refinance loan offers the opportunity to secure a loan using your car as collateral.Top-Up
Require funds but already have a car loan? A top-up loan can assist. Utilize the extra funds for weddings, personal needs etc.
Lending Partners
Frequently Asked Questions
What are the benefits of applying through Rupyy?
Rupyy is a one-stop solution for all your car finance needs. We have partnered with India’s leading financers to help you get a loan to purchase your dream car. We provide you with door-step assistance making the process hassle-free and quick. Just fill the form, check your eligible quotes from our partners and submit the application with us. We will take care of the rest.
How can I benefit from getting my loan approved before finalizing my car?
Getting your loan approved before finalizing your car has multiple benefits. 1. You save on processing time of the application helping you get faster approval and 2. You get to know your overall loan eligibility based on your budget. This helps you shortlist more cars that meet your eligibility before finalizing one.
How much loan can I get on a used car?
Loan amount eligibility depends on the value of the car you are purchasing. You can get a loan upto 90% of the car value. Some lenders even provide upto 100% funding depending on your application. You can get more information about this from our loan consultant after completing the application
Do I need to go to the Bank to complete documentation/visit the Rupyy office myself to sign docs?
Absolutely NOT! Our executive will get the loan agreement and print outs of all the online submitted documents. All signatures and application filling will be done at one go at the time of car release at the dealership.
What is the process of transfer of ownership after my loan is sanctioned?
After your loan application is sanctioned, Rupyy helps you in transfer of ownership of the vehicle in your name. To start the process, we get original documents of the vehicle you have purchased, collected and submit it to the RTO on your behalf. The transferred RC is then directly sent to your current address post transfer of ownership and hypothecation addition.