Instant Cash Loan EMI Calculator
Instant Cash Loan Eligibility
Fill your details on the platform
- To be at least 21-years old
- A healthy credit history
- A salaried or self-employed individual
- Net monthly (take-home) income >= 13000 in your bank account
- Loans Disbursed ₹ 20,391 Cr
- Total Customers 3,72,953
- Channel Partners 14,000+ 4.7 out of 5
- Cities Covered 1536
Locations for Instant cash loan
Rupyy currently provides Instant Loan across 19000+ pin codes in India.
- Delhi NCR
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Frequently Asked Questions
What are the documents required for an Instant Cash Loan?
Depending on your credit profile, you may be required to provide KYC documents, such as proof of identity and current address, if deemed necessary. Additionally, you will need to input your banking information. It is advisable to have the necessary documents and proofs readily available when making your application.
What happens if I can't repay my cash loan?
The outcome may vary depending on the specific lender you have chosen. In general, if you miss 2-3 EMIs (Equated Monthly Installments), it could result in a default being recorded in your credit history. This could potentially pose challenges in obtaining loans in the future.
Can I repay my cash loan early?
Absolutely! It is indeed possible to prepay your cash loan. Typically, lenders do impose a nominal foreclosure fee, but they generally allow borrowers to make early repayments and settle the loan ahead of schedule.
How long does it take to get an instant cash loan approved with Rupyy?
With Rupyy, you can experience the convenience of having your instant cash loan swiftly approved and disbursed right after completing the hassle-free instant VKYC process.
What is the maximum amount I can borrow with an instant cash loan?
With Rupyy, you have the opportunity to secure a loan amount of up to 5 lakhs. By simply applying for a loan, you can promptly and effortlessly check your precise loan offer, ensuring you have access to the information you need without delay.
What are the eligibility criteria for an instant cash loan?
The eligibility criteria for an instant cash loan typically include factors such as age, income, employment status, and more. You can click here for more information on our specific eligibility requirements.
Disclaimer: Rupyy is an online loan aggregator and is authorized to provide services on behalf of its lending partners. The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing. This includes the rate of interest as well as the processing fees, documentation fees and other fees charged during the loan process. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges. The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.