PNB Personal Loan EMI Calculator

The PNB Personal Loan EMI Calculator helps calculate your EMI, total interest, and payable amount for various loan amounts, interest rates, and tenures. It aids in determining an optimal tenure and EMI, ensuring repayment does not exceed 50% of your net monthly income, a key approval criterion.

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Instant Loan
Determine Your Personal Loan EMI Online
Loan Amount
   50,000 25,00,000 
Duration of Loan
Years
1
 1  Years Years 5
Interest Rate*i
*Rate of interest can vary subject to credit profile. Loan approval is at the sole discretion of the finance partner.
(P.A.)
%
 10  % % 30
EMI PER MONTH
₹4,396
Principal Loan Amount₹50,000
Interest Amount₹2,752
Payable Amount₹52,752

Benefits of Personal Loan EMI calculator

1
Collateral Free

Determine eligibility

Use the EMI calculator to assess eligibility for the loan.

2
Multiple Offers

Estimate monthly payments

Calculate monthly repayment amounts based on chosen loan terms.

3
Paperless Process

Access current interest rates

Obtain accurate EMI calculations using the bank's current interest rates.

4
Instant Disbursal

Exclusive offers

If your employer banks with PNB, unlock special offers available to direct customers

5
Collateral Free

Flexible repayment options

Enjoy features like partial prepayment or early loan settlement as per PNB's terms.

6
Instant Loan

Save on interest

By making additional payments each month, reduce overall interest costs, especially for unsecured personal loans.

7
Paperless Process

Negotiation potential

There may be room for negotiation on interest rates.

8
Instant Disbursal

Quick disbursal and minimal paperwork

Experience fast loan processing and minimal documentation, enhancing customer appeal.

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates? What is it that you need.
We have it all.

How can PNB personal loan EMI calculator assist you?

  • right-arrowUnderstanding your EMI in advance is essential for borrowers. EMI, or Equated Monthly Installment, represents the fixed monthly payment toward loan repayment. The online PNB personal loan EMI calculator ensures precision, mitigating the risk of inaccuracies that could impact the borrower negatively.
    right-arrowManual EMI computations are laborious and prone to errors. This EMI calculator delivers instant and precise results, saving time and avoiding mistakes.
    right-arrowSimplify tracking of cumulative repayment amount for your personal loan with the PNB online EMI calculator.
    right-arrowEffortlessly input your data into specified columns and receive instant results.
    right-arrowUtilize the PNB EMI calculator to calculate personal loan repayments and stay organized. Ease the burden of debt by strategizing for personal loan repayment.

    • Formula for calculating personal loan EMI:

    The EMI for a personal loan is computed using the following standardized formula:
    E = P x R x (1+R)^N / [(1+R)^N-1]
    Where:
    • E = Equated Monthly Installment
    • P = Principal loan amount
    • R = Rate of interest
    • N = Loan tenure in years
    For example, a loan of Rs. 1,00,000 with a tenure of 5 years at an interest rate of 10% will yield the following EMI:
    E = 1,00,000 x 10 x (1+10)^5 / [(1+10)^5-1]
    Hence, EMI = Rs. 2,124

    Get the funds you need today!

    Flexible Terms? or Quick Approval? or Low Interest Rates? What is it that you need.
    We have it all.

    Frequently Asked Questions

    Can I pay my PNB personal loan EMI in cash?
    Is there an age limit for borrowers?
    What factors do lenders consider when approving a loan?
    Will the PNB online EMI calculator display prepayment and processing fees?
    What method does PNB use to calculate personal loan EMIs?
    If I opt for a PNB personal loan moratorium, will it affect my EMI?
    What penalty will I face for missing a PNB personal loan EMI payment?
    How can I pay my PNB personal loan EMI online?
    How can I ensure my loan application is not rejected?