₹1 Lakh Personal Loan

Need a quick financial boost? Rupyy's ₹1 Lakh Personal Loan could be your perfect solution. Whether it's for a dream trip, the latest smartphone, or any unexpected expense, we've got you covered. With interest rates starting at just 10.95% per annum, the ₹1 Lakh loan becomes affordable and helps you plan and manage your finances efficiently.

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Instant Loan

Get Personal Loan for ₹1 Lakh Instantly

A ₹1 Lakh Personal Loan is an ideal solution for those unexpected expenses or small-scale projects you might be dealing with. With a loan of ₹1 Lakh, you can manage financial obligations without the weight of a big loan. It's perfect for covering urgent costs, funding a mini-vacation, or even small home renovations, providing just the right amount of financial flexibility.

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates? What is it that you need.
We have it all.

Features and Benefits of Personal Loans for ₹1 Lakh

Starting a financial journey with a ₹1 Lakh loan from Rupyy opens doors to opportunities you would otherwise miss. With Rupyy, you get:

1
Quick access to funds

Quick access to funds

Need funds fast? We've got you sorted with prompt disbursement.

2
No extensive credit checks

No extensive credit checks

Say goodbye to endless paperwork. We keep it simple, ensuring a smooth process for you.

3
Minimal documentation

Minimal documentation

A few basic documents, and you're on your way to financial support. We value your time.

4
Flexible use of funds

Flexible use of funds

Whether it's for your wedding, a short vacation, or any other expense, the choice is yours!

5
Convenient application process

Convenient application process

Our streamlined process makes applying for a loan as hassle-free as possible.

6
Short-term commitment

Short-term commitment

Manageable payback tenures mean no long-term financial obligation for you.

Eligibility Criteria for Personal Loan for ₹1 Lakh

Are you wondering whether you're eligible for a Personal Loan from Rupyy? Visit our website and check your Personal Loan eligibility in seconds. Here’s a quick recap:

1
Age

Age

To be at least 21-years old.

2
Credit History

Credit History

A healthy credit history.

3
Employment

Employment

A salaried or self-employed individual.

4
Income

Income

Net monthly income of at least ₹10,000

Are you wondering whether you're eligible for a Personal Loan?

Please refer to the table below:

Criteria
Age
Income
Salaried
Self Employed
Bank Proof requirements
CIBIL Score
 
IncredCredit VidyaMoneyViewLTFSKreditbee
21-55(Salaried), 23-60(self-employed)22-5521-5823-5522-45
>20000>18000>15000>25000N/A
YesYesYesYesYes
YesYesYesYesYes
Yes(In case of NTC and low CIBIL)Yes(In case of NTC and low CIBIL)Yes(In case of NTC and low CIBIL)Yes(In case of NTC and low CIBIL)Yes(In case of NTC and low CIBIL)
NTC or 680+680+680+700+NTC or 680+

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates? What is it that you need.
We have it all.

₹1 Lakh Personal Loan EMI for up to 5 Years

Take a look at the approximate EMI figures for different tenures below:

 
Loan Amount (₹)Interest Rate (p.a.)Tenure (Years)EMI (₹)
₹1,00,00010.95%1₹8,836
₹1,00,00010.95%2₹4,658
₹1,00,00010.95%3₹3,272
₹1,00,00010.95%4₹2,582
₹1,00,00010.95%5₹2,172

Personal Loan Interest Rates for ₹1 Lakh

Are you worried about the money? Don’t. Because at Rupyy, we've ensured that our ₹1 Lakh loan is light on your pocket. Just imagine how easy your life would be when you get the financial help you need without high-interest rates! That's exactly what we offer with our ₹1 Lakh loan online - at a starting interest rate of just 10.99% per annum, one of the most competitive in the market. Dive in here and discover how our Personal Loan can be your smart financial companion.

Loan Amount
Interest Rate
₹1 Lakh
Starting at 10.95% per annum
Lender
MoneyView
Kreditbee
Axis Bank
Incred
Credit Vidya
 
IncredEMI-Loan Amount 5Lac-5YrsEMI-Loan Amount 1Lac-1Yr
15% Onwards17333-Onwards9026-Onwards
15% Onwards17333-Onwards9026-Onwards
10.95% Onwards10859-Onwards8836-Onwards
18% Onwards12697-Onwards9168-Onwards
21% Onwards13527-Onwards9311-Onwards

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates? What is it that you need.
We have it all.

How to Apply for a Personal Loan for ₹1 Lakh?

1
Submit your details

Fill in the Basics

Add your personal and financial details.

2
Select your loan offer

Document Submission

A quick upload of all your required documents.

3
Complete instant V-KYC online

Final Approval

Hang tight while we check everything & get them approved.

4
 Get your loan disbursed

Funds in Your Account

Once approved, the funds are transferred in no time.

Frequently Asked  Questions

How do I choose the best personal loan offer?
Can I apply for a personal loan jointly with someone else?
How is the EMI for a personal loan calculated?
What is the eligibility criteria for a personal loan?
What is the difference between a fixed and floating interest rate on a personal loan?