Axis Bank Two-Wheeler Loans


Axis Bank Two-Wheeler Loans are designed to make your dream of owning a motorcycle or scooter a reality. With competitive interest rates, flexible repayment options, and minimal documentation, Axis Bank ensures that financing your two-wheeler is a hassle-free experience.
Axis bank offers Two wheeler and Super Bike loans, they largely differ in terms of the minimum loan amount available, tenure and loan-to-value ratio. 

TW Loan

Axis Bank Two Wheeler Loan Details

Aspect
Details
Interest Rate
10%-28% per annum
Loan Amount
Starting from Rs.25,001/-
Required Income
Income of 1.44 lakhs per year.
(If not, you can get co-guarantor or co-applicant with a stable income)
Loan tenure
Minimum of 12 months to a Maximum of 48 months

Features & Benefits of Axis Bank Two-Wheeler Loans

Attractive Interest Rates

Enjoy competitive interest rates starting from 10% going up to 28% per annum, making your two-wheeler loan affordable and manageable.

Flexible Loan Tenure

Choose from a flexible repayment tenure ranging from 12 to 48 months(For Super bikes it is 12-60 months), allowing you to plan your finances effectively.

Quick Loan Processing

Benefit from a quick and efficient loan approval process, ensuring you get on the road faster with minimal waiting time.

High Loan Amounts

Axis Bank offers financing for up to 100% of the on-road price of the two-wheeler, subject to eligibility criteria, so you can purchase the bike of your choice without financial constraints. For Super bike Loans, you can get up to 85% of on road funding.

Minimal Documentation

Enjoy a simplified loan application process with minimal documentation requirements, making it easy to secure your two-wheeler loan.

Easy Online Application

Apply for your two-wheeler loan online from the comfort of your home and ensure a seamless and convenient experience.

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates?
What is it that you need. We have it all.

Eligibility Criteria for Axis Bank Two-Wheeler Loans

A. Age

Salaried Individuals
Minimum age of 21 years and maximum age of 58 years at loan maturity
Self-Employed Individuals
Minimum age of 21 years and maximum age of 65 years at loan maturity

B. Income

Salaried Individuals
Minimum annual income of ₹1.44 lakhs
Self-Employed Individuals
Minimum annual income of ₹2.5 lakhs

C. Employment

Salaried Individuals
Minimum 1 year of continuous employment with the current employer.
Self-Employed Individuals
Minimum 1 years of continuous business operation in the same business line.

Note: 3 Months Bank statements are required for both self employed and Salaried individuals.

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates?
What is it that you need. We have it all.

Documents Required for Axis Bank Two-Wheeler Loans

Documents required
Salaried
Self-employed
Income proof
1. Latest Salary Slip
2. latest form 16
Latest ITR
Bank Statement
Last three months bank statements
Last three months bank statements
Age proof
1. Passport
2. Driving License
3. Birth Certificate
4. Pan Card
1. Passport
2. Driving License
3. Birth Certificate
4. Pan Card
Office/Business proof
NA
1. Telephone bill
2. Electricity bill
3. Shop and Establishment act certificate
4. SSI or MSME registration certificate
5. Sales tax or VAT certificate
6. Current A/C statement
7. Regd. lease with other Utility bills.

Steps to Apply for a Two-Wheeler Loans with Axis Bank

  • 1
    instantloan

    Online Application

    Visit the Axis Bank Two-Wheeler Loan Application page and fill out the online application form.

  • 2
    shorttermloan

    Documentation

    Upload the required documents for verification.

  • 3
    pre-approveloan

    Approval

    Get approval notification via email or SMS.

  • 4
    personalloan

    Disbursement

    Once approved, the loan amount will be disbursed directly to your dealer.

Axis Bank's Two-Wheeler Loan EMI Calculator


Axis Bank’s Two-Wheeler Loan EMI Calculator helps you estimate your monthly EMI based on the loan amount, interest rate, and tenure.

Loan Amount
   50,000 25,00,000 
Duration of Loan
Years
1
 1  Years Years 5
Interest Rate*i
*Rate of interest can vary subject to credit profile. Loan approval is at the sole discretion of the finance partner.
(P.A.)
%
 10  % % 30
EMI PER MONTH
₹4,396
Principal Loan Amount₹50,000
Interest Amount₹2,752
Payable Amount₹52,752

How to Use the EMI Calculator:

1
Enter Loan Amount

Enter Loan Amount

Specify the amount you wish to borrow.

2
Select Tenure

Select Tenure

Choose the repayment period in months.

3
Input Interest Rate

Input Interest Rate

Enter the applicable interest rate.

4
Click Calculate

Click Calculate

View your monthly EMI.

Why Choose Axis Bank Two-Wheeler Loan?

  • right-arrowCompetitive Rates: Attractive interest rates starting from 10.80% p.a.
    right-arrowHigh Loan Amount: Up to 100% financing of the on-road price.
    right-arrowQuick Approval: Fast processing with minimal documentation.
    right-arrowConvenient Repayment: Flexible repayment options up to 48 months.
    right-arrowSpecial Offers: Exclusive benefits for Axis Bank customers.

    • Contact Details of Axis Bank

    Customer Care Number
    • 1860-419-5555 & 1860-500-5555
    • Toll free line: 1800-103-5577
    WhatsApp Banking
    • (Whatsapp 'Hi' to 7036165000)
    • Account balance
    • Mini Statement
    • New cheque book
    • Create & Renew FD
    • Credit Card details -Manage debit card limits
    • Set pins/Block card

    • To get an account balance instantly:
      SMS BAL to 56161600/ +919951 860 002 from your registered mobile To get a mini statement instantly: SMS MINI to 56161600/ +91 9951 860 002 from your registered mobile

    Frequently Asked  Questions

    What is the maximum loan amount I can avail?
    Are there any prepayment charges?
    How long does the loan approval process take?
    Can I apply for a two-wheeler loan online?
    What is the minimum tenure for a two-wheeler loan?